Advisor consultations
Sit down with a money coach who gets it.
You deserve a money plan designed around your dreams, not a one-size-fits-all formula. No judgment. No confusing jargon. Just practical financial planning built from your actual numbers.
How your consultation works
A simple process, from first call to clear next steps
Why leave money decisions hanging? In one conversation, we turn scattered concerns into a plan you can start tomorrow.
Before the call
Link a few accounts and gather the basics. That preparation helps us spot patterns quickly, so the session stays focused on your real priorities.
During the call
We spend about 45 minutes on cash flow, debt, savings, and goals. What’s the biggest leak in your budget? We’ll find it together.
After the call
You receive a written action plan with specific moves, priority order, and a realistic timeline. No fluff. Just clear financial planning.
What we'll cover together
Personalized financial advice that fits real life
Debt, savings, insurance, investing. Which one needs attention first? We’ll prioritise the decisions that make the fastest difference.
Debt payoff strategy
Choose a payoff method that matches your cash flow, so progress feels steady instead of punishing.
Learn moreExpense audit
We’ll separate habits from hidden fees and identify the small leaks that quietly drain your monthly budget.
Learn moreSavings goal setting
Build a plan for emergency funds, travel, home deposits, or a calmer month-to-month buffer.
Learn moreTax-efficient investing
Get a plain-English overview of the accounts and contributions that may support long-term growth.
Learn moreInsurance review
Spot gaps, overlaps, and cost-saving opportunities without overbuying coverage you do not need.
Learn moreEstate basics
Get the essentials organised with a practical checklist that helps you protect the people you love.
Learn more
Meet your personal money guide
A local advisor who understands coastal cost-of-living pressure
Our lead consultant, Elena Mercer, CFP®, works with people who want a plan they can actually follow. She’s spent 17 years helping families, freelancers, and busy professionals make sharper choices with less stress.
Malibu living can be beautiful and expensive. Elena knows that tension well, and she brings that local context into every advisor consultation.
“Good financial planning should feel calm, specific, and human. You shouldn’t need a dictionary to understand your own money.”
Elena Mercer, CFP®
Straightforward investment in your future
One clear package. No hidden fees.
Initial Consultation
Start with a low-pressure conversation about your goals and the challenges on your plate.
- Ongoing coaching: $150 per session or $1,200 per year
- Includes a written plan, next-step priorities, and follow-up guidance
- No hidden fees, no surprise add-ons, no pressure
- Insurance questions? We’ll explain how coverage and consulting differ
Success stories from clients like you
Real progress starts with one honest conversation
Could a single session change the next 30 days? For these clients, it did.
Ready to take the first step?
Book your free session and get a clearer money plan
Do you need to share bank details? Not upfront. We can start with the basics and only go deeper when you feel ready.
Request your consultation
Fill out the form, choose a preferred time, and we’ll respond with the next available slot. Easy.
Prefer to speak now?